Protection & Peace of Mind

Insurance Options

All rentals include mandatory Thai insurance. Optional upgrades available for enhanced protection and reduced liability.

Mandatory Insurance

All motorcycles in our fleet come with compulsory motor insurance (พ.ร.บ.) as required by Thai law. This is the same coverage provided by all rental companies in Thailand.

This mandatory insurance provides basic protection for bodily injuries to third parties and passengers.

Note: Coverage amounts shown are examples and may vary. As you can see, the sums are relatively low - we strongly recommend additional insurance for better protection.

Compulsory Coverage (Included)

Medical expenses (preliminary)(per person)

฿30,000

Medical expenses (if not at fault)(per person)

฿80,000

Loss of limbs/organs (preliminary)(per person)

฿35,000

Loss of limbs/organs (if not at fault)(per person)

฿200,000 - 500,000

Death/permanent disability (preliminary)(per person)

฿35,000

Death/permanent disability (if not at fault)(per person)

฿500,000

Daily compensation for injuries(per day, max 20 days)

฿200

Limitations of Compulsory Coverage

No vehicle damage coverage - does not cover damage to your own vehicle or the other party's vehicle
No theft or natural disaster coverage - loss or damage due to theft, fire, floods, or other natural disasters is not included

Insurance Image

Third-Party Insurance Image

Third-Party Liability

฿1,500 + ฿100/day

Upgrade your protection with our partner's comprehensive third-party liability insurance. Coverage up to ฿10,000,000.

Underwriting time: 1-1.5 working hours

Coverage Highlights

Liability for bodily injuries or death/person฿500,000

Liability for bodily injuries or death/accident฿10,000,000

Public Liability - Property฿200,000

Bail Bond฿200,000

Legally Registered Company

Phuket Garage is a legally operating, registered company in Thailand. This means that if you have:

Travel insurance that covers motorcycle riding
International Driving Permit (IDP)

You qualify for coverage under your travel insurance policy when renting from us.

Credit Card Insurance

In some countries like the UK, USA, and Canada, certain banks include travel and rental vehicle insurance as a benefit with their credit cards.

Check with your bank to see if your card provides coverage for motorcycle rentals abroad.

We accept card payments

Reduce Your Bond

We offer the option to reduce your security deposit and overall liability. Starting from just ฿190/day, you can significantly lower the amount at risk during your rental.

From ฿190/day

Bond reduction details vary by motorcycle model. See the specific bond options on each vehicle's page.

View Our Motorcycles

Questions About Coverage?

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